Digital Legacy Risk Assessment & Checklist

1 How do you currently manage your passwords and credentials?

I use a dedicated password manager with a strong master password and unique credentials. I save them in my web browser (Chrome, Safari) or write them in a physical notebook. I reuse 2 or 3 similar passwords across most websites.

2 Have you configured Two-Factor Authentication (2FA) on your primary email and banking?

Yes, I use authenticator apps (Google Authenticator, Authy) or FIDO2 hardware keys. Only SMS text verification codes when required by banks. No, I haven't activated 2FA on any account.

3 If you hold cryptocurrencies or digital assets, could anyone recover them?

I have left encrypted guidelines and safely stored seed phrases for my trusted heir. They are on an exchange (Binance, Coinbase) but nobody else has login access. I have private wallets and absolutely nobody knows my seed phrase or PIN.

4 Have you configured Legacy Contacts on Google, Apple, or social platforms?

Yes, I have set up Google Inactive Account Manager and/or Apple Legacy Contact. No, I have never set it up or didn't know these tools existed.

5 Do you maintain a list of recurring subscriptions billed to your credit card?

Yes, I have an organized list so my family could cancel them immediately. No, they are scattered and I only notice them when the monthly bank statement arrives.

6 Do you have an automated delivery mechanism for your loved ones (Dead Man's Switch)?

Yes, I use an encrypted service like TestaDigi that alerts my heirs upon prolonged inactivity. No, I just hope my family will guess passwords or hire a lawyer.

Digital Legacy Risk Assessment & Action Checklist

Digital Heritage Diagnosis

Your Recommended Action Checklist